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Higher Liability Coverage or Uninsured/Underinsured: Which Should I Buy?
Which should I buy: higher liability coverage or Uninsured/Uninsured Coverage? During conversations with clients, this is a question that comes up quite often. This especially when the client has significant medical damages that exceed the minimum policy requirements in Texas and we are trying to figure out how to get all of the bills paid.
What is the Minimum Liability Coverage I am Required to Have In Texas?
Under Texas Transportation Code § 601.072(a-1)(1-3), the owner of a vehicle is required to carry at least:
